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Protecting Yourself from Fraud: Tips for New Canadians

Posted by: NIC Online Date: July 17, 2023 Category: Blog

Moving to Canada is an exciting adventure with new opportunities and experiences. However, among the excitement, it's crucial to be aware of potential risks, such as fraud. As a newcomer, learning to protect yourself from scams will make settling into Canada easier. Continue reading to discover some crucial anti-fraud safety tips to help you confidently navigate your new life in Canada.

1. Secure Your Personal and Financial Information

Protecting your personal information is of utmost importance. Be cautious about sharing your social insurance number (SIN), banking details, or other personal information unless you are confident the request is legitimate. Ensure that legal documents, such as passports or immigration papers, are securely stored to prevent unauthorized access.

Furthermore, use secure payment methods such as credit cards or trusted online payment systems when making financial transactions. Avoid sharing your credit card information or banking details with unknown or unsecured websites. Additionally, monitor your bank statements and report any suspicious transactions immediately.

2. Be Wary of Phishing

Be wary of phishing scams that trick people into disclosing sensitive information, including personal or financial credentials. Scammers target individuals through email, phone calls, or text messages. Always be vigilant and skeptical of unsolicited communications, especially if they request personal or financial information. Legitimate organizations in Canada, such as banks and government agencies, will never ask you to share sensitive details via email or phone. 

When interacting with individuals or organizations, especially for services such as job offers, immigration advice, or housing rentals, verify their identities and credentials. Ask for references, check online reviews, and research the organization to determine legitimacy before providing personal information or making financial commitments.

3. Protect Yourself Online

Protecting your online presence is crucial in today's digital age. Create strong and unique passwords for your online accounts so hackers cannot access your information. Use two-factor authentication whenever possible to receive additional security on your accounts. Moreover, be cautious when oversharing personal information on social media. Lastly, regularly update your devices with the latest security patches and use reputable antivirus software to protect against malware.

4. Learn About and Report Fraud

If you encounter any fraudulent activities or suspect you are a victim, report it immediately. Contact local authorities and the Canadian Anti-Fraud Centre to seek assistance and protect others from falling prey to the same scam. If you suspect your credit card or other financial information is compromised, contact your bank and consumer reporting agencies such as Equifax Canada or TransUnion Canada.

Protect yourself further by learning about common scams in Canada, such as immigration fraud, rental scams, and job scams. Stay updated through credible sources like the Royal Canadian Mounted Police (RCMP) or the Canadian Anti-Fraud Centre. Being aware of the tactics used by scammers will help you spot red flags and protect yourself.

Looking for More Settlement Advice?

Newcomers in Ontario can access the free settlement and employment resources provided by the experts at NIC Online. By creating a free account, you can connect with expert counsellors, view informative webinars, and access various resources from your home.

Click here to register today!

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